Budgetting Tips For Stay at Home Moms

As a stay at home mom for almost 11 years, I have been very prudent when it comes to our finances. We are both freelancers and between me and the husband, he takes more income than me. Our income also depends on our clients each month, so I really have to manage our finances well. As a stay at home mom, I have to think of ways on how to handle our finances well. We can do it in our own little way through the following: 1. Cable subscription. This is the very first thing we had to let go of. We have to pay Php 1,750 monthly for our cable subscription and that is Php 21,000 annual savings! Since I restrict the children from watching too much TV, and rarely watch even during the weekends, so I decided to let it go. 2. Create a menu plan. When I only had one child, I just buy whatever I see from the grocery store and not mind about what we eat at home. But now that I have to feed three children, I have to be mindful of our food so as not to have so muc...