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Christmas Gift Ideas: Perfect Upgrade This Festive Season

Christmas is the most awaited and celebrated holiday in the Philippines. In fact, as early as September, colorful lanterns and decorations lighting up the streets, homes, and establishments. One of the most beloved traditions during this time is gift-giving. Gifts are shared not only with family but also with friends, loved ones, workmates, and even as part of company raffle and giveaways. Whether big or small, these gifts bring joy and embody the true spirit of Christmas.  This Christmas, elevate the gift-giving and make it extra special with gifts that make lives easier and more enjoyable. Here are some perfect Christmas gift ideas that will make any home or businesses feel more festive, functional, and future-ready.  Sharp Flatbed Microwave Oven Unlike the traditional microwave oven that has a turntable in the base, the Sharp’s new Flatbed Microwave Oven has a flat surface which can surely fit larger dishes and trays. It has a spacious 25L capacity and an innovative rotatin...
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Sun Life Market Outlook 2020

How are you all in this pandemic? With everything that has been happening worldwide, we are not the only ones that are affected by this crisis. Almost all the countries are affected that is why there is a fear of a global economic crisis. If the first world countries are affected, it will be most likely a domino process. This is honestly my fear for the past few months. 

THE CURRENT SITUATION:



The offices have been closed and most of the operations are shut down temporarily making thousands of people without income for quite some time. Many are left jobless, and more businesses are already shutting down. For most stock market investors like me, I fear, from the more economic downward slope because of what is currently happening globally.


THE GOVERNMENT'S RESPONSE:


If there is one consolation to this crisis is that the Bayanihan Act, last March 23, 2020, which was enacted which allowed the President of the Philippines to exercise his powers and carry out national policy and other purposes. It somehow controlled the chaos by not allowing people to hoard basic goods and necessities, allowing a grace period for our utility bills, and not withholding interest on our loans. It has put an order to the already paranoid Filipinos. 

PROJECTED RECOVERY:


This is what I am really concerned about. As someone who invested in stocks and mutual funds and planning to add more, I am quite iffy of my decisions. I do not want to come to a point where I have to regret my decisions on investing money in stocks and mutual funds. But with the most recent webinar that was held by Sun Life, it was explained that the recovery curve for the Philippines is projected to be at 1-2 years at the bottom peak. However, it will really depend on behavioral changes. 




SHOULD WE INVEST MORE?



This is a question that someone may ask just like me. But given with the Sunlife's dedication to being transparent with all its customers, we can definitely invest more. Given the current situation, they are offering online transactions that you can find on their website. As we are all adjusting to the new normal, they are also adjusting to their way of doing their business to reach more customers to become better at financial literacy. 



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