Mommy Ning

Christmas is the most awaited and celebrated holiday in the Philippines. In fact, as early as September, colorful lanterns and decorations lighting up the streets, homes, and establishments. One of the most beloved traditions during this time is gift-giving. Gifts are shared not only with family but also with friends, loved ones, workmates, and even as part of company raffle and giveaways. Whether big or small, these gifts bring joy and embody the true spirit of Christmas.  This Christmas, elevate the gift-giving and make it extra special with gifts that make lives easier and more enjoyable. Here are some perfect Christmas gift ideas that will make any home or businesses feel more festive, functional, and future-ready.  Sharp Flatbed Microwave Oven Unlike the traditional microwave oven that has a turntable in the base, the Sharp’s new Flatbed Microwave Oven has a flat surface which can surely fit larger dishes and trays. It has a spacious 25L capacity and an innovative rotatin...

BDO Foundation, the Bangko Sentral ng Pilipinas (BSP), and the Technical Education and Skills Development Authority (TESDA) recently launched free online financial education (fin ed) modules for the benefit of millions of technical-vocational learners nationwide. Co-developed by BDO Foundation and the BSP, these modules are now available to the public through the TESDA Online Program at e-tesda.gov.ph. The first three out of nine modules are expected to help learners with the basics of personal finance – covering topics like financial planning, budgeting and saving, and debt management. TESDA Director General Jose Francisco “Kiko” Benitez lauded the timely launch of the financial literacy modules in time with the celebration of the Financial Literacy Week and emphasized the importance of the continued collaboration between the BSP and BDO Foundation in developing a financially empowered Filipino workforce. “I hope our collaboration will not end with the three fin-ed modules that have b...

THE banking public should be wary against the prevalence of text or SMS hijacking, a type of scam wherein fraudsters impersonate legitimate SMS senders to dupe recipients into believing that the messages they receive are authentic. According to reports from law enforcement agencies, illegal cellular sites, also known as International Mobile Subscriber Identity catchers, are using sender IDs of trusted brands like BDO to make scam texts appear legit.  These spoofed messages usually entice clients with claims of prizes won, free gifts, or claims of account problems. In all these cases, the scammer instructs the client to click on a link included in the spoofed message.  Once clicked, the fake link will lead to a fake website, wherein the victim will be instructed to enter his/her account details including username, password and One-Time PIN or OTP. After this information has been shared, the scammer will then use these bank credentials to gain access to the victim's bank account...

BDO Unibank’s wide footprint in Bacolod and Negros Occidental ensures that people can easily access its wide range of products—whether it’s for their personal savings, loans, investments, or businesses—tailored to each customer’s unique needs, wherever they may be in their financial journey. Branches as the preferred channel Negrenses continue to prefer over-the-counter transactions, with 82 percent done through branches as of March 2024, based on the latest data. This underscores the BDO's branch as a vital customer touchpoint, particularly in a province where sugar is the primary industry, supported by agriculture as the main source of livelihood (sugarcane, rice and corn farming, livestock and poultry, fishing and aquaculture); agro-processing related to sugar like sugar mills, refineries, and ethanol production plants; manufacturing, especially food and beverage production; and retail and trade. Farmers, fisherfolk, and factory workers often choose to go to branches for their b...

A number of small and medium enterprises (SMEs) in Negros Occidental will soon be able to utilize BDO Unibank's cash management services (CMS) not only to efficiently manage their cashflow, but also to serve as an important financial inclusion tool for their own employees. In an SME Forum titled Usapang Negosyo held recently at the Circle Inn Hotel & Suites in Bacolod City hosted by BDO, SMEs witnessed firsthand how BDO's bundled CMS package consisting of Business Online Banking, payroll and check disbursement will be able to help their businesses run smoothly by leveraging on the bank's online and digital solutions. But what really piqued their interest was how the payroll of CMS will help them automate their own payroll preparation and delivery. Under this feature, SMEs will open savings accounts for their employees, thus enabling their staff to receive their salary semi-monthly through their accounts. This will be of great importance to SMEs as a number of them stil...

'Tis the season to be shopping to avoid the Christmas rush! Thanks to the convenience of shopping totally cashless and cardless through the BDO Pay app, shopping for Christmas gifts will have a different kind of rush, not the frenetic kind. BDO Pay, through its Scan to Pay feature, minimizes the hassle in paying for transactions by linking the shopper’s BDO Savings Account, Checking Account or Credit Card with the mobile app. This eliminates the need for 'loading up' their e-wallet account and spending for transfer fees, making purchases faster, easier, and more secure. Mixing and matching to get the latest deals  Aside from the convenience of cashless and cardless shopping, BDO Pay lets shoppers enjoy BDO Deals on the app, allowing them to take advantage of exclusive promos, rewards, and rebates available for their cards and accounts.  For example, shoppers can use BDO Pay to charge their groceries to their bank account; and then charge to their credit card to treat their ...